Articles on: Payment Methods & Terms

Which payment methods are available for my country?

Payment options vary slightly by country to include local payment methods people actually use. All countries support credit/debit cards and business invoice payment.

Payment methods by country

Germany 🇩🇪

For everyone:

Credit cards (Visa, Mastercard, American Express)
Debit cards
SEPA Direct Debit (Lastschrift)
Sofort (instant bank transfer)

For businesses only:

Invoice payment (Net 14, requires VAT ID)

Quick tip: Sofort is popular in Germany for instant bank-to-bank transfers without sharing card details.

Austria 🇦🇹

For everyone:

Credit cards (Visa, Mastercard, American Express)
Debit cards
SEPA Direct Debit
Sofort
eps (Austrian online banking payment)

For businesses only:

Invoice payment (Net 14, requires VAT ID)

Good to know: eps connects directly to Austrian banks (Erste Bank, Raiffeisen, Sparkasse, etc.) for secure instant payments.

Netherlands 🇳🇱

For everyone:

Credit cards (Visa, Mastercard, American Express)
Debit cards
iDEAL (preferred Dutch payment method)
SEPA Direct Debit

For businesses only:

Invoice payment (Net 14, requires VAT ID)

Good to know: iDEAL is the most popular payment method in the Netherlands—faster than entering card details and directly linked to Dutch banks.

Belgium 🇧🇪

For everyone:

Credit cards (Visa, Mastercard, American Express)
Debit cards
Bancontact (Belgian debit card payment)
SEPA Direct Debit

For businesses only:

Invoice payment (Net 14, requires VAT ID)

Good to know: Bancontact is the standard debit payment method in Belgium, preferred by most Belgian customers.

Italy 🇮🇹

For everyone:

Credit cards (Visa, Mastercard, American Express)
Debit cards
SEPA Direct Debit

For businesses only:

Invoice payment (Net 14, requires VAT ID)

Finland 🇫🇮

For everyone:

Credit cards (Visa, Mastercard, American Express)
Debit cards
Finnish online banking (Nordea, OP, Danske Bank, Ålandsbanken, etc.)
SEPA Direct Debit

For businesses only:

Invoice payment (Net 14, requires VAT ID)

Good to know: Finnish online banking payments are instant and extremely secure—directly linked to your bank account without intermediaries.

Sweden 🇸🇪

For everyone:

Credit cards (Visa, Mastercard, American Express)
Debit cards
Swish (Swedish mobile payment)
SEPA Direct Debit

For businesses only:

Invoice payment (Net 14, requires VAT ID)

Currency: SEK (Swedish Kronor). Late payment fees for Swedish invoices: 50/200/400 SEK.

Good to know: Swish is Sweden's instant mobile payment system—extremely popular and directly connected to Swedish banks.

Updated on: 06/11/2025

Was this article helpful?

Thank you!